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Investment Analyst

Joining MCAP means you will be a part of our diverse workforce of highly talented individuals who are recognized for their expertise and success! At MCAP, your professional expertise, commitment to teamwork and passion for service excellence are recognized and rewarded with competitive total rewards offering, a career with continuous learning and development (formal & informal training), and exciting opportunities in a dynamic, entrepreneurial environment.

The Role

This position is responsible for issuing and administrating NHA MBS pools, preparing and settling trades, preparing reports and analysis to make informed business decisions. This role will participate in Capital Markets securitization and whole loan sale programs.


MBS Issuance and Administration

  • Analyze key data sources on a regular basis for eligibility and compliance in the NHA MBS program
  • Liaison directly with the investors to identify NHA MBS issuance requirements for the upcoming months, and assist in pool issuance
  • Prepare scheduled and ah-hoc reports and documents accurately within the required timeline for both internal and external counterparties
  • Investigate potential issues and recommend resolution during the issuance and administration of the program
  • Effectively monitor and co-ordinate processes for certification and assignment of mortgages

Portfolio Insurance Reporting

  • Prepare scheduled reports for review by Capital Markets management
  • Work with internal counterparties to collect and analyze various reports to ensure the information is precise and accurate
  • Identify eligible mortgages to be submitted for portfolio insurance program
  • Assist in preparing portfolio insurance submissions and co-ordinate communication with the insurers

Securitization Analysis and Reporting

  • Gather external reports and prepare CMB reinvestment account (PRA) requirements for the month
  • Analyze available NHA MBS pools and recommend optimal investment strategy
  • Liaise with external counterparties to obtain possible investment options and price for management review and approval
  • Prepare settlement instructions and facilitate settlement of the investments

Hedging and Trading

  • Prepare daily hedge report and provide trade recommendation to management
  • Assist with identifying hedge trades for purchase and sale transactions
  • Execute bond trades to maintain risk position within guidelines as instructed by management
  • Support interest rate risk model assumption through various scheduled processes, including reporting, back testing and backup of key models
  • Develop market analysis of key indicators that impacted the change in Canadian mortgage industry
  • Prepare and facilitate settlement of securitization and bond trade transactions

Repo Transactions and Trade Settlements

  • Liaise with external counterparties to obtain price and administer the bond repo for approved trades
  • Assist with T-Bill settlements and payment of coupon on timely basis
  • Prepare settlement instructions and co-ordinate cash flow of the trades with internal and external counterparties
  • Prepare reports scheduled daily, weekly and monthly reports for Finance and Middle office

What You Bring To The Team

  • 5+ years of financial industry experience is required
  • NHA MBS and/or trade settlement related experience is preferred
  • Undergraduate business degree or the equivalent
  • Advanced MS Word and Excel skills
  • Strong oral and written communication skills
  • Excellent organizational and time-management skills
  • Ability to multi-task in a fast paced environment
  • Strong analytical and problem solving skills
  • Proven ability to foster relationships
  • Strong customer service skills
  • Self-driven, motivated with the ability to work independently and in a team environment
  • Carries out duties with integrity and takes responsibility for actions
  • Superior time management skills with the ability to meet tight deadlines

If this sounds like you and you are looking to be a part of one of Canada’s largest independent mortgage finance companies in Canada, then we want to hear from you!

Be Apart Of Something Great

MCAP has grown to become one of Canada’s largest independent mortgage finance companies a real Canadian success story! MCAP is an independent, Canadian based mortgage finance company with more than $15.4 billion of annual originations and $61 billion in assets under administration. MCAP provides mortgage products and services to a broad range of institutional investors and lenders for residential and commercial properties across Canada. Founded in 1981, MCAP has over 700 employees and originates, funds, trades, securitizes and services mortgages in offices across Canada. MCAP is also a leader in Canadian construction and development lending with over 20 years in the business. Our teams of dedicated professionals serve a variety of developer, construction and investor clients across Canada.

Position #: req12

Employment Status: Permanent Full Time

Location: Toronto; Ontario

Number Of Openings: 2

Department: Capital Markets

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