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U.S. Credit Risk Analyst – Financial Institutions

Requisition ID: 96263Join the Global Community of Scotiabankers to help customers become better off.

 

In this role, you will cover the U.S. Financial Institutions portfolio, which includes, but is not limited to, banks, broker dealers, pension funds, investment funds, central clearing counterparties, mortgage REITs, state treasuries and other non-bank financial institutions. You will ensure that specific individual goals, plans and initiatives are executed and delivered in support of the Bank’s business strategies and objectives; and that all credit activities are conducted in compliance with governing regulations, as well as internal policies and procedures. You will be located in New York and report to the Director, U.S. Credit Risk – Financial Institutions.

 

Is this role right for you? You’ll be responsible for:

Managing a portfolio of individual credit counterparties
Assisting in the process of assessing, adjudicating and monitoring both individual credits and the coverage portfolio
Product coverage, which is broad and will include all products that have credit risk, such as loans, loan products, derivatives, repo/reverse repo, stock borrow loans, commodities and banking products
Championing a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge
Identifying risk mitigation opportunities where appropriate
Assisting in preparing information for, and responding to, questions from regulatory authorities and audit
Ensuring that all credit adjudication(s) and daily practices adhere to Bank policies and procedures
Understanding and implementing the Bank’s risk appetite and risk culture in day-to-day activities and decisions
Coordinating and working with Head Office Global Risk Management when necessary in matters related to the presentation of the global view of credit risk related to the portfolios
Participation in special projects within U.S. Credit Risk Management related to broader strategic initiatives and the development of portfolio management and reporting capabilities
 

Do you have the skills you need to succeed? We’d love to work with you, if you have:

A minimum Bachelor’s degree in a related discipline; a Master’s degree, or recognized professional designation in a specialized area of finance or business
2-5 years of experience in financial and credit risk analysis
An understanding of the Bank’s lending policies, procedures and practices
An understanding of credit risk, and the structures and protections required for the exercise of credit analysis, including knowledge of lending and derivative products and associated documentation
Knowledge of finance and accounting including financial projections and sensitivities; computer literacy
Strong communication skills, both written and oral
The ability to be a proactive decision-maker, able to handle a high volume of credit intensive work, in a highly time sensitive environment
 

Location(s):  United States : New York : New York City 

As Canada’s International Bank, we are a diverse and global team. We speak more than 100 languages with backgrounds from more than 120 countries. Our employees are committed to a superior customer experience and use the Bank’s six guiding sales practice principles to ensure they act with honesty and integrity.

 

We strive to create an inclusive culture where every employee is empowered to reach their fullest potential, respected for who they are, and their differences and similarities are embraced. Learn more here.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

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