Requisition ID: 104885Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.
Purpose
The manager, lending strategy will be part of a team that is accountable for management of lending revenues for the Canadian credit card portfolio. This includes building new products and features for lending, setting strategy for lending rates, fees, service charges, operational management of processes related to pricing, as well oversight of projects for product and system enhancements related to lending and pricing
Accountabilities
Example accountabilities include,
Manage lending margins across suite of credit card products
Develop product roadmap for lending product and feature enhancements
Keep up to date on competitive insights for pricing changes in the market
Recommend pricing changes based on competitive, customer and profitability analysis
Execute strategic projects to optimize lending revenues for credit cards
Oversight of automated pricing processes, policies and controls
Responsible for legal risk mitigation and regulatory compliance for pricing related issues
Be a champion for the customer and resolve customer escalations with urgency
What we offer
Competitive salary, benefits and retirement package
Inclusive and flexible work environment
Commitment to support your professional development
An opportunity to help shape the future of lending
What we are looking for
A self-starter with a passion for creating customer value and curiosity in consumer lending
Someone whom enjoys working in a fast paced and uncertain environment
An independent thinker and team player whom is adept at facilitating group problem solving
Someone whom is knowledgeable about the global banking environment and credit card industry
Individuals with a knack for consensus and relationship building
Individuals with a desire and demonstrated aptitude to learn and master complex issues quickly
Education And Other Requirements:
Bachelor’s degree required
5 years of professional experience, payments and banking industry experience is an asset
Product, project management, strategy, consulting or experience operating a business is a definite asset
Experience and competency with building presentations, project plans and dashboards
Demonstrated written and oral communication skills
Location(s): Canada : Ontario : Toronto Scotiabank is a leading bank in the Americas. Guided by our purpose: “for every future”, we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.