Toronto Employment Platform

Manager, U.S. Credit Risk, Corporates (Houston)

Requisition ID: 102833Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.


In this role, as a Manager on the U.S. Credit Risk team, you will cover U.S. corporate borrowers, which may include, but is not limited to, the following industry groups:  general commercial & industrial, healthcare, wholesale, agriculture, food & beverage, construction, & retail. You will ensure that specific individual goals, plans and initiatives are executed and delivered in support of the Bank’s business strategies and objectives; and that all credit activities are conducted in compliance with governing regulations, as well as internal policies and procedures.


Is this role right for you? You will be responsible for:

Managing a portfolio of individual credits across multiple corporate industries
Assisting in the process of assessing, adjudicating and monitoring both individual credits and the coverage portfolio
Product coverage is broad and will include all products that have credit risk, such as loans, loan products, derivatives, commodities and banking products
Championing a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge
Identifying risk mitigation opportunities where appropriate
Assisting in preparing information for and responding to questions from regulatory authorities and audit
Ensuring that all credit adjudication(s) and daily practices adhere to Bank policies and procedures
Understanding and implementing the Bank’s risk appetite and risk culture in day-to-day activities and decisions
Coordination and working with Head Office Global Risk Management when necessary in matters related to the presentation of the global view of credit risk related to the portfolios
Participation in special projects within U.S. Credit Risk Management related to broader strategic initiatives and the development of portfolio management and reporting capabilities

Do you have the skills you need to succeed? We’d love to work with you, if you have:

A minimum of a Bachelor’s degree in a related discipline
A Master’s degree, recognized professional designation in a specialized area of finance or business, or equivalent, (an asset)
2-5 years of experience in financial and credit risk analysis
An understanding of the Bank’s lending policies, procedures and practices
An understanding of credit risk, and the structures and protections required for the exercise of credit analysis, including knowledge of lending and derivative products and associated documentation
Knowledge of finance and accounting including financial projections and sensitivities; computer literacy
Strong communication skills, both written and oral
Proactive decision-maker; must handle high volume of credit intensive work; must take initiative in a highly time sensitive environment
The ability to be collaborative, with a strong sense of teamwork
The ability to be organized and work in a fast-paced, multi-stakeholder environment and manage multiple priorities
The ability to prioritize tasks
Creative problem solving and the ability to motivate others and implement new solutions

Location(s):  United States : New York : New York City Scotiabank is a leading bank in the Americas. Guided by our purpose: “for every future”, we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.  


We strive to create an inclusive culture where every employee is empowered to reach their fullest potential, respected for who they are, and their differences and similarities are embraced. Learn more here.At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.Note: All postings in [email protected] will remain live for a minimum of 5 days.

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